Will
I get a loan to study in New Zealand?
Finding money is easy. Some options are: rob a bank, snatch
jewelry from old women or become a cricket player for India
with more ads than runs!! Just kidding guys, read on.
Money, money money!! Isn’t it strange how life seems
to revolve around this little word? But yes, you will need
some money to go to New Zealand or any other country. But
not a lot really. You would have heard stories about how
you need to show 30 – 40 lakhs to get a student visa.
That’s a lot of bull@%*#!
To study in New Zealand you only need the following:
For 1 year course – Approximate fees of Rs.5 - 6 lakhs
+ living expenses of Rs.3 lakhs = Rs.8 - 9 lakhs = VISA!
For 2 years course – simply double the above equation.
Now the good thing is that you don’t have to really
take the living expenses with you. That is only to show
the visa officer at the time of application that you have
enough to survive on just in case you do not find a part
time job after you arrive in New Zealand. And if you cannot
find a part time job in 2 - 3 months time, don’t get
us wrong, but you probably were never meant to be there
in the first place anyway. So if you are the smart one and
can find a part time job in a few weeks after you land,
you only need to have the fees in place. Besides the fees,
an initial amount of Rs.1 lakh will cover your first 2 months
living expense + ticket cost + visa cost, etc.
Now the big question is where to get the required money
from? We always encourage students to be honest when it
comes to money matters. If your family does not have the
required funds, there are many ways to raise the funds required
for study in New Zealand. Some of them are:
Educational Loans: Many banks now offer education
loans liberally for overseas study. If you have a property
that can be pledged as a security, the chances of a getting
an education loan are very high. We have a tie-up
with HDFC
Bank Education Loans and we can certainly help
you in this. Contact us for
more details.
Sponsorship: Sponsors for study can include family
members and friends. We had a significant success rate showing
funds from them. In one case we even showed the funds of
a sarpanch towards a student from his village. It was accepted
by immigration and this boy is now happily settled into
a job in New Zealand. So funds can be shown in a legitimate
manner from various sources. Don’t get conned by some
‘consultants’ who will scare you and say you
have to show 30 – 40 lakhs and will then help you
‘manage’ the funds by taking 10%. Bloody thieves!
Discuss with us and we will show you clearly how you can
raise the funds in a proper and genuine manner.
So go ahead and plan your money matters
well to ‘Study & Settle in New Zealand’.
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